Your Trusted Partner in Boston For Real Estate Investor Loans!

Ready to Seize Opportunities? We're Here to Fund Your Success In Real Estate Investing! 

What we do

We Provide Loans to Real Estate Investors

Boston Fix and Flip Loans is a Massachussetts division of Optimus Capital Corp, a Relationship Driven, Nationwide Hard Money Lender focused on providing the best loan programs available for Real Estate Investors across the US. It is run by Andrew Shanti with  20+ years in the lending and real estate industries.

Residential 

Rentals(DSCR Loans) 
Fix & Flip Loans
Mid Rehab Loans
Ground up Construction Loans
Portfolio Loans

Commerical

Multifamily Loans
Hospitality Loans
Professional Office Loans
Industrial loans 
Retail Shopping Center Loans

We Provide Loans for 

Short Term Rentals 
Long Term Rentals 
Condo's 
Non Warrantable Condos
Condo-tel's 
Foreign National's 

Loan Programs

Boston Fix & Flip Loans

 We provide financing options that empower both new and experienced borrowers. For those with a 720+ Equifax Score, we offer up to 90% of the purchase price and 100% of the rehab costs, reaching up to 70%-75% of the After Repair Value. If you've successfully completed at least 5 flips in the last 2 years, we streamline the process by closing your loan without inspections or appraisals, going up to 75% of the After Repair Value. Our definition of experience is specific—what is the number of homes you've bought and sold in the last 24 months, acquired within the last 36 months. Credit is low ? Not an issue, We still have programs available that will allow for fix and flip loans at lower credit score with reduced Loan to Values.

Do you have a property that is mid rehab? We can provide the capital to complete your project and help bring it over the finish line!

Boston Rental Loans

We finance Investment Purchase up to 85% Loan to Value and Cash-Out Refinances up to 80% Loan to Value based off the Debt Service Coverage Ration (DSCR) of the investment property. 

We cover the full spectrum of the investment rental real estate market including: 

  • Long Term Rental Loans
  • Short Term Rental Loans (AIR BNB/VRBO)
  • Warrantable & Non Warrantable Condo Loans 
  • Condotel Loans 
  • Foreign National Loans

Furthermore, we qualify Short Term Rental properties based off projected short term rental income as opposed to long term market rents. 

Boston New Construction Loans

We off up to 90% loan to cost for experienced builders in major areas. This goes to 70-75% of the After Repair Value. We can offer up to 70% of the initial land cost, as long as the total loan does not exceed 85% loan to cost (80% for less active builders and smaller markets and up to 90% for pro builders). We even have programs available for 1st time home builders. Have an amazing piece of dirt on the island? Let's build!


Have a project that is mid rehab and need money to complete?  We've got your back!  Our Mid Rehab Loans provide you cash against the new As Is value of your property plus the money you need to complete the project!


CHECK OUR OUR FREQUENTLY ASK QUESTIONS PAGE


why we do it

Hard Money Lending

As a Relationship Driven Lender, we pride ourselves on our ability to close your loans without any smoke and mirrors.  You want a partner on your side that understands the complexities of Investment Lending, someone who can take you by the hand with confidence all while looking over your shoulder and assisting you to make the best long term investment decisions for you and your loved ones.  You aren’t just another number to us, we actually care about your success.  As a Lender that works exclusively with Real Estate Investors, we’ve got your back!

Boston Fix and Flip Loans, has versatile loans which cater to both short-term and long-term projects, ranging from 6 months to 30 years. Whether it's DSCR Rental Loans, Short Term Rental Loans, Bridge Loans, Fix and Flip Loans, Construction Completion Financing Loans, or New Construction Loans, our commitment is to deliver immediate impact and lasting benefits, anchored in the cultivation of enduring professional connections for your sustained success.

We want to bring innovation to your Investments

Partnering with Boston Fix and Flip Loans, isn't just about transactions; it's about cultivating a lasting alliance. Our unwavering commitment to 'speed to market,' thorough deal analysis, and the cultivation of enduring professional relationships positions us as your ideal financing source on all of your Real Estate Investment Properties both in Massachussetts and across the US.  Elevate your Real Estate Investments with Boston Fix and Flip Loans — where success isn't just a goal; it's a partnership we build, nurture, and celebrate together.


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testimonials

Your Success Is the Secret to Our Success!

William Ibrahim 

Investor

Optiums Capital,is one of the best lending partners I have had the privilege of working with. They are extremely knowledgeable and quick to get results. We have had nothing but great experiences with Andrew Shanti and his whole team. They take amazing care of their clients for a great transaction experience! Excellent customer service from the top advisors.

Chad Simmons

Agent & Investor 

Already have two more renovation loan files with them, and will continue to use them as my go to for future projects. They also have some other fantastic products for investors that I both plan to utilize myself and que my clients into. Thanks again Collin and the Hilton Head Hard Money Team!

Contact Information

Email:  Andrew@optimuscapitalcorp.com

Phone: (954) 598-4564